Loan Rates

We are very pleased to provide a wide variety of quality loan products at very competitive rates. Should you have any questions, please contact one of our loan officers at your local branch office. If you’d like to take advantage of our great rates, become a member today! Open an Account Online!

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Vehicle Rates

(as of December 2, 2024, other current rates may apply)

APR stands for Annual Percent Rate

Account Type	Model Year	Term	APR (as low as)
Vehicle Rates	New-2020	Up to 60 Months	6.09%
		72 Months	6.59%
		84 Months (Min. Loan Amount $25,000)	6.95%
	2019	Up to 60 Months	6.60%
		72 Months	6.80%
	2018	Up to 60 Months	7.10%
		72 Months	7.61%
	2017	Up to 60 Months	7.75%
		72 Months*	8.00%
	2016	Up to 48 Months	8.28%
		60 Months	8.54%
	2015	Up to 48 Months	8.89%
		60 Months* (Min. Loan Amount $15,000)	9.69%

Example: A $10,000 loan financed for 60 months at 6.09% would result in a payment of $193.75.
Rates are based on credit score, vehicle age, mileage and term of the loan.
Sign up for automatic payments and take up to 0.50% off your auto loan rate. Terms and conditions apply.
Contact your local branch for more details.
*Vehicles must have less than 85,000 miles to qualify for rate

A Six Month term extension is available to accommodate the purchase of a CU Certified Warranty, CU GAP Plus or other APPROVED Dealer Warranty, GAP and Life/Disability Insurance products. Ask your loan officer for details, .25% is added to the rate for all Term Extensions.

Power Sports

(ATV, Motorcycles, Pop Up Campers, Boats & Snowmobiles)

APR stands for Annual Percentage Rate

Account Type	Model Year	Term	APR (as low as)
Recreational Vehicle Loans	New-2021	Up to 60 Months	6.45%
		Up to 72 Months*	6.65%
	2020-2019	Up to 60 Months	6.84%
		Up to 72 Months* (2018 only)	7.19%
	2018-2017	Up to 48 Months	7.69%
		60 Months* (2016 only)	8.29%
	2016-2015	Up to 48 Months	8.64%
		60 Months* (2014 Only)	9.34%

*Amount Financed $10,000.00 and above.

Example: A $5,000 loan financed for 60 months at 6.45% would result in a payment of $97.71.
Rates are based on credit score, model year, amount financed, and term of the loan.
Sign up for automatic payments and take up to 0.50% off your recreational vehicle loan rate. Terms and conditions apply.
Contact your local branch for more details.

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Tractors, Attachments, and Property Maintenance Equipment (Non-Commercial)

APR stands for Annual Percentage Rate

Account Type	Model Year	Term	APR (as low as)
Tractor Loans	New-2022	Up to 48 Months	5.51%
		49 to 60 Months	5.86%
		61 to 72 Months	6.45%
		73 to 84 Months*	7.00%
		*Minimum Amount Financed $16,500 for terms longer than 72 months.
	2021-2020	Up to 48 Months	6.10%
		49 to 60 Months	6.60%
		64 to 72 Months	7.65%
		73 to 84 Months*	8.25%
		*Minimum Amount Financed $16,500 for terms longer than 60 months.
	2019-2018	Up to 48 Months	6.60%
		49 to 60 Months	7.35%
		61 to 72 Months* *Minimum Amount Financed $16,500 for terms longer than 60 months.	8.65%
	2017-2016	Up to 48 Months	6.95%
		49 to 60 Months*	8.14%

Rates are for units intended for consumer/residential use only, units intended for business use contact your local branch.

Example: A $5,000 loan financed for 48 months at 5.51% would result in a payment of $116.31.

Rates are based on credit score, model year, amount financed, and term of the loan.

Sign up for automatic payments and take up to 0.50% off your tractor equipment loan rate. Terms and conditions apply.

Contact your local branch for more details.

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Travel Trailers, 5th Wheels, Motor Home RV’s

APR stands for Annual Percentage Rate

Account Type	Model Year	Term	APR (as low as)
Travel Trailers, 5th Wheels, Motorhome RV’s	New-2021	Up to 60 Months	5.75%
		Up to 120 Months	7.13%
	2020-2017	Up to 60 Months	7.05%
		Up to 120 Months	8.43%
	2016 – older	Up to 60 Months	9.35%

Example: $10,000.00 financed for 60 months at 5.75% would have a payment of $192.17.
Sign up for automatic payments and take up to 0.50% off your Travel Trailer, 5th Wheel, or Motorhome RV loan rate. Terms and conditions apply.

 

*Rates are published as a convenience for our members.  The County Federal Credit Union will not be held responsible for typographical errors.  Rates are effective as of the current date at Caribou, Maine, United States of America which is in the time zone Eastern Time (GMT -5).  These rates are subject to change without notice.  These rates may be confirmed with any branch office of The County Federal Credit Union or by calling 1-877-318-3838 during normal business hours.